- Zoom Meeting Links: (for class and office hours) see the Syllabus on Canvas.
- Canvas: HW, important announcements, grades, calendar, etc.
- Instructor Contact and General Info:
- Course Description and Information:
- Legal Issues:
- Handouts (including HW and Worksheet)
Instructor Contact and General Information
|Office:||Ayres Hall 251|
|Phone:||974-1321 (don't leave messages! --e-mail me if I don't answer!)|
|Office Hours:||By appointment only (via Zoom).|
|Textbook:||None. Notes will suffice.|
|Class Meeting Time:||M 11:45-12:35 via Zoom. (Section 004.)|
|Grade:||Pass/Fail based on HWs (at least 60% average) and class participation.|
Course Description and Information
The main goal of this course is to provide the necessary mathematical tools for you to understand finances, more precisely, investments and loans. As such, we will begin with exponential and logarithms, which play the central roles in this context. We will start those from the beginning, even though most students should be familiar with them. But we will try to do it in the most natural way, and hopefully offer a new perspective on them.
When we have mastered exponentials and logs, we will start with finances. The central topic is, of course, compound interest. We will deal with many very concrete examples of loans and investments. In particular, you will learn how to make a savings plan, and predict future values, giving you the ability to understand and take control of your financial situation/future.
If time allows, we will also deviate into (mathematically) related topics, such as radioactive decay and carbon dating.
Since this course will happen only once a week, it is very important that you take a quick look over the notes before class, so that you don't forget all that was done in the previous week.
The HW will be done in Canvas. You will see them as "Assignments", and you will enter your answers directly there.
You can start working on the HW as soon as you want by looking at the PDF versions, but the assignment might only appear in Canvas when I finish the topics necessary to do the whole assignment. At that point you will have about one week to finish the assignment. (You might have more time for the last assignment.)
An average of 60% is necessary to pass the course.
I will likely go over the solutions on the beginning of the class, so I can't accept late HWs, unless we've discussed it beforehand or you have a documented excuse.
Note that attendance is required! Every students can miss up to two classes without justification. For more than two you will need a properly documented reason.
Communications and E-Mail Policy
You are required to set up notifications for Canvas to be sent to you immediately. Check this page and/or this video on how to set your notifications. Set notifications for Announcements to "right away"! (Basically: click on the Account button on the top left, then click "Notifications". Click on the check mark ("notify me right away") for Announcements.)
Moreover, I may send e-mails with important information directly to you. I will use the e-mail given to me by the registrar and set up automatically in Canvas. (If that is not your preferred address, please make sure to forward your university e-mail to it!)
Both (notifications from Canvas and e-mails) are official communications for this course and it's your responsibility to check them often!
Our classes and office hours will all be through Zoom. (See the links in Syllabus on Canvas.)
Please login to your account and test the microphone and camera before class.
I will be online on Zoom at around 11:30am on our first day (08/19) in case you want to login early and check if everything is working, but the actual class starts at 11:45am as usual.
The classes will be live, so you should plan to be "present" during those meetings. On the other hand, the classes will be recorded and posted on Canvas for later viewing or in case you had to miss it.
Instead of writing on the board, I will go over prepared notes. Depending on the lecture, these might be available on Canvas ahead of time, so you can download them and see them in your own computer. Revised notes might be posted (also in Canvas) if we found any mistakes or problems.
For questions you asked during lectures (for which I don't have prepared notes), I will type an answer live (using LaTeX). I am not very fast at all typing, so this might be a bit slow. I will type just enough that, together with my explanations, all can follow. After class I will edit this document (to make it more readable) and post it as a PDF in Canvas for future reference.
The notes, videos, and PDF for questions can be found in Canvas by (after selecting our course) clicking on "Pages" on the left panel and then on the link for the date's lecture.
Office Hours will also be via Zoom.
Note that office hours will not be recorded! You can record it yourself if you want to or request me to do it, but I will not do it by default (unlike our lectures).
Remember that our office hours are by appointment only. Just write me an email when you need to see me.
Here are some notes about how we will handle the lectures:
- Please, keep your microphones on mute! If you have a question, please raise your hand. You can turn on your mic and ask your question after I call you. Please do not forget to turn it off after I answer your questions.
- You can also ask questions via chat. (These can be private, i.e., to just me.) I've missed some of those in the past (as I get no notification when I get a message), but I will try to be more careful this time. But, if I don't answer a question you sent via chat, please raise your hand.
- If possible, please turn on your cameras. It helps me to see your faces to see if you look confused or content. It's very hard to "read the room" in Zoom. But you certainly are not required to have your camera on.
- Important: For the same reason above, I beg you to please use non verbal feedback as often as possible! This will help me have a better idea if I need to explain something more carefully or slow down/speed up. Please use it!
Study, preparation, and presentation should involve at all times the student’s own work, unless it has been clearly specified that work is to be a team effort. Academic honesty requires that the student present their own work in all academic projects, including tests, papers, homework, and class presentation. When incorporating the work of other scholars and writers into a project, the student must accurately cite the source of that work. For additional information see the applicable catalog or the UT Libraries site. See also Honor Statement (below).
"An essential feature of the University of Tennessee, Knoxville, is a commitment to maintaining an atmosphere of intellectual integrity and academic honesty. As a student of the university, I pledge that I will neither knowingly give nor receive any inappropriate assistance in academic work, thus affirming my own personal commitment to honor and integrity."
You should also be familiar with the Classroom Behavior Expectations.
We are in a honor system in this course!
Students with disabilities that need special accommodations should contact the Student Disability Services and bring me the appropriate letter/forms.
Discrimination and Harassment
Please, see also the Campus Syllabus.
- Homework I.
- Homework II.
- Homework III.
Here are the files to compute interest: finances.ods (in Open Document format) and finances.xlsx (in MS Excel format). You can also access it from Google Docs here. (You cannot edit it, but you can copy to your own Google Drive.) Here are the instructions: instructions.txt (plain text: you can open it in any text editor, including MS Notepad).
- Campus Syllabus.